How to purchase MAZ vehicles on credit with a reduced interest rate

Belarusian machinery is becoming more accessible to Ukrainian buyers thanks to special financing conditions.

Reduced interest rates on loans and leasing are offered by PJSC "First Ukrainian International Bank (PUMB), PJSC AB "Ukrgasbank", PJSC "Ukreximbank", LLC "Eximleasing" and LLC "Promagroleasing-Ukraine".

Conditions depend on the chosen program and financial partner. The down payment on a loan ranges from 20% to 50%. The loan term is from 12 to 60 months, and under leasing programs — up to 48 months. The interest rate is significantly reduced and depends on the size of the down payment and the financing term.

Lending conditions at PJSC "PUMB":

- down payment from 20%;

- loan term up to 5 years;

- interest rate from 10.0% per annum*.

Additional advantages of the program at "PUMB":

- a decision is made within 5 banking days after submitting documents, for farmers there is a simplified package of documents;

- collateral is not assessed;

- a flexible repayment schedule and long-term loan repayment are possible;

- there is no requirement to transfer turnover.

NBU license No. 8 dated 06.04.2011.

Details and full terms of the credit program are posted on the bank's website https://b2b.pumb.ua/finance/credit_bilorus

Lending conditions at PJSC AB "Ukrgasbank":

- down payment from 20%;

- loan term up to 5 years;

- interest rate from 9.0% per annum.

The advantage of this program is a wide list of equipment, agricultural machinery and vehicles available for purchase on credit.

Full terms — on the Bank's website: https://www.ukrgasbank.com/small_bussiness/credit/newfbr/

NBU license No. 123 dated 06.10.2011.

Lending conditions at PJSC "Ukreximbank":

- down payment from 15%;

- loan term up to 5 years;

- rate from 9.5% per annum.

NBU license No. 2 dated October 5, 2011.

Details and additional conditions on the bank's website https://www.eximb.com/ukr/sme/loans/belarusian-imports/

Leasing conditions from LLC "Ukreximleasing":

- down payment from 20%;

- leasing term up to 4 years;

- financing rate from 12% per annum*.

Full terms — on the website http://eximleasing.com.ua/specialni-propozycii.html

Certificate of the National Commission for State Regulation of Financial Services Markets FL No. 501 dated 28.03.2013

Leasing conditions from LLC "Promagroleasing-Ukraine":

- down payment from 25%;

- leasing term up to 3 years;

- financing rate — from 4.9%.

Full terms on the website https://www.pal.by

Certificate of the National Commission for State Regulation of Financial Services Markets FL No. 3975 dated 05.10.2017.

The AIS Group of Companies offers more than 30 models of MAZ vehicles and their configurations at a reduced interest rate:

- Flatbed trucks and various vans with a load capacity from 5.0 t.

- Agricultural dump trucks with a load capacity from 3.5t to 20.5t;

- Construction dump trucks with 2, 3 and 4 axles with a load capacity from 10t to 30t;

- Grain trucks with a load capacity from 13t to 19t;

- Agricultural trailers and grain trailers with a load capacity from 10t to 20.5t;

- Truck cranes with a load capacity from 15t to 32t.

- Various municipal vehicles: garbage trucks, vacuum trucks and others.

Promotional offers are valid in the official dealer network of MAZ vehicles of the AIS Group of Companies throughout Ukraine from January 01, 2018 to December 31, 2018.

You can learn more about MAZ vehicles and the conditions for their purchase in the network of the AIS Group of Companies by phone 0800-500205 or on the website http://maz.ais.ua.

* The annual % rate on a loan or lease may change depending on the NBU discount rate. The Government of the Republic of Belarus compensates the % rate on goods produced in the Republic of Belarus by 2/3 of the NBU discount rate, but not more than 8% per annum.