It is important that the process of obtaining a loan itself was not too complicated.
Now, in 2014, only 17% of vehicle purchases were made through credit programs. For comparison, last year this figure was about 21%. The decrease in the number of credit purchases was facilitated by the growth of interest rates, as well as, of course, instability in the country.
It is important to note that the possibility of obtaining a loan with a zero down payment played a significant role in the decision to take a loan. Today this is almost impossible. The amount of the first installment today is at least 20% of the car's cost. The decision to introduce restrictions on the maximum loan amount and repayment term also added a fly in the ointment.
