Lending services have been available on the Ukrainian market for a long time, but the vast majority of transactions — about 90% — are for used cars. In this segment, auto loans were practically unavailable.
AIS Autotrade became one of the first companies in the country to offer the purchase of a used car on credit.
Now, to become a car owner, you need a minimum of funds — both for the down payment and monthly payments, since the price of a used car is significantly lower than at official dealerships.
The down payment starts from 20%. The loan term has been increased to 84 months, i.e., up to 7 years. The annual rate in hryvnia on average ranges from 10% to 20% and varies depending on the size of the down payment, the loan duration, and the specific partner bank.
Both individuals and companies can apply for a loan.
Currently, AIS Autotrade works with several financial institutions for auto lending: PJSC "Kredobank" (main owner — Polish PKO Bank Polski SA), JSC "TASCOMBANK" (part of the "TAS" group), and PJSC "Credit Agricole Bank" (owned by the French Credit Agricole Group).*
Sales of used cars are conducted in Kyiv at the AIS Avtokvartal site at 20 Baltiyskyi Lane. The company's inventory is one of the largest in the country: up to 300 cars of more than 30 brands are available. Customers can choose both passenger and commercial models.
In addition to credit, AIS Autotrade offers other options when buying a used car:
- Test drive of any vehicle of interest.
- Confirmation of legality, legal purity, actual mileage, and technical condition.
- Free Assistance service — technical and informational roadside help.
- Registration of CASCO or OSAGO insurance.
- Purchase via trade-in scheme (exchange of an old car for another used or new one).
All details on the terms of lending for used cars can be clarified at the AIS Autotrade trade and office complex at: Kyiv, 20 Baltiyskyi Lane.
More information about available cars and services — on the website http://autotrade.com.ua or by calling the information line 0800 50 79 50 (free calls from landline and mobile numbers in Ukraine).
*PJSC "Kredobank" — NBU license No. 43 dated October 11, 2011.
*JSC "TASCOMBANK" — NBU license No. 84 dated October 25, 2011.
*PJSC "Credit Agricole Bank" — NBU license No. 99 dated October 12, 2011.
