The most convenient way to purchase an MTPL policy is to use the online service on the Finance.ua portal. This financial resource has developed a special tool for choosing auto insurance to simplify life for car owners. With customizable filters, every driver can find the optimal insurance package for their needs. Within just a few minutes, the system generates a list of offers based on the specified criteria. All that remains is to choose the suitable option, pay for it, and the policy will be ready. The entire process takes about 15 minutes, and the finished document is sent to the client's email.

What is the principle of MTPL in an accident?

Insurance covers losses after a traffic accident or other insured event if:

  • the injured driver received bodily injuries;
  • the vehicle of the injured party was damaged;
  • passengers of the injured car received injuries;
  • damage was caused to municipal property objects.

It is important to remember: a police officer has the right to issue a fine to a car owner if they do not have an insurance policy with them (in such a situation, obtaining MTPL online will help) or have not concluded an insurance contract at all. At the same time, MTPL does not compensate for damage caused to the culprit of the incident, and also does not apply in the following situations:

  • the accident occurred due to a natural disaster;
  • the car was stolen;
  • personal belongings were stolen from the car;
  • damage was caused intentionally;
  • the culprit requires health restoration or repair of their car.

To verify the validity of the policy, you should visit the portal of the centralized database of the MTSBU. There you can find a record of the contract by specifying the car number or the details of the insurance agreement.

The cost of an MTPL policy depends on the vehicle category, the presence of preferential conditions, additional coverage options, and the locality where the insurance is issued. For a quick purchase of the policy, you can use the service on the website https://finance.ua/insurance/osago/ — set the necessary parameters and complete the document processing.