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Repair time through insurance

December 10, 2008 · A discussion from the forum archive

We got into the car, it's not my fault (a drunk driver was coming towards me). The service station estimated the repair at n money. Questions:

1. How long does the insurance company have to pay?
2. How long can the service station repair the car?
3. The car is not drivable, how to get around, are there any nuances provided for the period the car is in repair?
I see that your lawyer responds promptly :)
Let me explain, as a non-lawyer. Regarding payment terms — check your insurance contract, it usually specifies the month. If parts are available, the service station can repair the car for up to 45 days. But this is not a warranty case, so ideally, but in practice — as luck would have it. If the car is leased to an enterprise, and you are a private entrepreneur and cannot work without the car (and can prove it in court), or you are disabled and so on — then collect all documents and present them for payment to the culprit of the incident. But if none of that applies and you can't prove it in court — buy sturdy, quality shoes. Good luck!
In my opinion, the key here is to choose a reliable insurer. If you run into a dubious company, you'll only wear out your nerves and waste time on unnecessary visits. My wife's OSAGO policy is due for renewal, and I don't want to deal with 'Oranta' anymore. So I'm thinking about where to get a new policy now.
Reliable ones, honestly speaking, are not that many now. I took out a policy with Providna, my brother works there, so I feel more at ease. By the way, they regularly have various promotions and giveaways. Right now, for example, you can even win a car.
I don't advise contacting TAS — I took out full CASCO insurance there. I scratched my new Mazda, and the repair they promised me had to wait two months. First they fed me promises, and then they started being outright rude, so I wasted a lot of nerves.

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