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credit car problems

Legal consultation February 20, 2009 3 posts 195 views

S
car on credit, currently unable to pay, how to return a car pledged to the bank

2 replies

9 967809 #2
The car was bought on credit, and the bank transferred hryvnias for the car, although at that time the loan was issued exclusively in dollars. The car cost 65 thousand, we have already paid part, and the balance at the rate of 5.35 is 58 thousand. However, now, at the current rate, this debt has grown to 85 thousand. We want to sell the car, but at this rate it turns out to be more expensive than a new one. The bank does not provide a discount for early full repayment. What can be done in such a situation?
М Максим К. #3
Якщо зовсім нічим платити, краще домовитися з банком про добровільне повернення авто, ніж чекати, поки вони його заберуть через суд — так хоча б не накопичиш штрафів і пені.
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